🚫 Banned by PayPal or Stripe? Here’s What to Do Next

High Risk Merchant

If you’ve received that dreaded message — “Your account has been permanently limited” or “We’ve deactivated your Stripe account” — you’re not alone.

Thousands of business owners and entrepreneurs find themselves banned from PayPal or Stripe each year, often without warning. Whether you’re running a dropshipping store, a high-risk business, or selling digital products, losing your payment processor can feel like hitting a wall.

But here’s the good news: you don’t have to shut down your business. At Paygen, we specialize in helping banned or high-risk merchants get back to accepting payments fast — without the red tape.


⚠️ Why Stripe and PayPal Ban Accounts

Both platforms are known for strict risk and compliance policies. Here are common reasons businesses get banned:

  • Selling “high-risk” products like CBD, supplements, adult content, forex, or coaching services
  • Using PayPal for dropshipping or non-traditional fulfillment methods
  • Chargeback rates that exceed platform limits
  • Recurring/subscription models flagged by Stripe
  • Sudden spikes in sales volume
  • Operating from a country not supported by PayPal or Stripe

If any of this sounds familiar, you’re likely searching for:

PayPal banned me, Stripe account deactivated, high-risk merchant account, alternative to PayPal, Stripe replacement, payment processor for banned users


✅ What to Do After Getting Banned

Instead of scrambling for workarounds or setting up another account that might get banned again, you need a real, stable solution.

That’s where Paygen comes in.

We help merchants who’ve been:

  • Banned from PayPal or Stripe
  • Flagged for high-risk activity
  • Operating in restricted regions
  • Running subscription or recurring businesses

With us, you can access:

  • A fully functional merchant account
  • eCheck/ACH solutions for U.S. clients
  • Credit card processing for CBD, adult, coaching, finance, crypto, and more
  • Support for merchants from the US, UK, Canada, Nigeria, UAE, and other regions

🔁 Accept Payments Again — In 24 to 72 Hours

Paygen offers a seamless onboarding process. You don’t need to “hide” your business model or lie about your industry — we work with honest, transparent risk categories.

Whether you’re searching for:

Stripe banned account, PayPal alternative, PayPal permanently limited, high-risk payment processor, emergency payment gateway, banned by payment gateway, dropshipping banned by PayPal

…you’ll find a reliable home at Paygen.


🔒 Built for High-Risk, Ready for Scale

We believe every business deserves a way to get paid, no matter the niche. That’s why Paygen is trusted by coaches, adult businesses, digital service providers, and ecommerce entrepreneurs who’ve been left behind by traditional processors.


🔗 Ready to Get Started?

Don’t let PayPal or Stripe determine your business future. Join hundreds of merchants who made the switch to Paygen.

👉 Apply for a merchant account now

👉 Apply for a eCheck/ACH processing account now


👉 Or chat with our team for help