If you’ve received that dreaded message — “Your account has been permanently limited” or “We’ve deactivated your Stripe account” — you’re not alone.

Thousands of business owners and entrepreneurs find themselves banned from PayPal or Stripe each year, often without warning. Whether you’re running a dropshipping store, a high-risk business, or selling digital products, losing your payment processor can feel like hitting a wall.

But here’s the good news: you don’t have to shut down your business. At Paygen, we specialize in helping banned or high-risk merchants get back to accepting payments fast — without the red tape.

⚠️ Why Stripe and PayPal Ban Accounts

Both platforms are known for strict risk and compliance policies. Here are common reasons businesses get banned:

• Selling “high-risk” products like CBD, supplements, adult content, forex, or coaching services
• Using PayPal for dropshipping or non-traditional fulfillment methods
• Chargeback rates that exceed platform limits
• Recurring/subscription models flagged by Stripe
• Sudden spikes in sales volume
• Operating from a country not supported by PayPal or Stripe

If any of this sounds familiar, you’re likely searching for:

PayPal banned me, Stripe account deactivated, high-risk merchant account, alternative to PayPal, Stripe replacement, payment processor for banned users

✅ What to Do After Getting Banned

Instead of scrambling for workarounds or setting up another account that might get banned again, you need a real, stable solution.

That’s where Paygen comes in.

We help merchants who’ve been:

• Banned from PayPal or Stripe
• Flagged for high-risk activity
• Operating in restricted regions
• Running subscription or recurring businesses

With us, you can access:

• A fully functional merchant account
• eCheck/ACH solutions for U.S. clients
• Credit card processing for CBD, adult, coaching, finance, crypto, and more
• Support for merchants from the US, UK, Canada, Nigeria, UAE, and other regions

🔁 Accept Payments Again — In 24 to 72 Hours

Paygen offers a seamless onboarding process. You don’t need to “hide” your business model or lie about your industry — we work with honest, transparent risk categories.

Whether you’re searching for:

Stripe banned account, PayPal alternative, PayPal permanently limited, high-risk payment processor, emergency payment gateway, banned by payment gateway, dropshipping banned by PayPal

…you’ll find a reliable home at Paygen.

🔒 Built for High-Risk, Ready for Scale

We believe every business deserves a way to get paid, no matter the niche. That’s why Paygen is trusted by coaches, adult businesses, digital service providers, and ecommerce entrepreneurs who’ve been left behind by traditional processors.

🔗 Ready to Get Started?

Don’t let PayPal or Stripe determine your business future. Join hundreds of merchants who made the switch to Paygen.

👉 Apply for a merchant account now

👉 Apply for a eCheck/ACH processing account now

👉 Or chat with our team for help

As digital payments evolve, many businesses are discovering that card processors don’t always meet their needs — especially when it comes to large transactions, predictable costs, or operating in high-risk industries. That’s where Paygen comes in.

We offer a powerful ACH and eCheck payment processing solution designed to give your business more control, fewer limits, and better margins — with unlimited monthly volume and ticket sizes up to $10,000 per transaction.

👉 Click here to apply or contact us for a custom ACH or eCheck solution built around your business.

💡 Why Choose Paygen for ACH & eCheck Payment Processing?

✅ Unlimited Monthly Processing Volume
No matter how fast your business is growing, we won’t cap your potential. Our ACH debit and eCheck payment systems are designed to scale with you — whether you’re processing a few high-value transactions or thousands of smaller ones.

✅ High-Ticket Transactions – Up to $10,000 Each
Processing big invoices? High-value sales? With Paygen, you can accept single ACH payments or eChecks up to $10,000, eliminating the need to split transactions or deal with excessive card fees.

✅ Low-Cost Bank Debit Solution
Avoid high interchange fees. ACH and bank debit transactions typically cost far less than credit card processing. That means more revenue stays in your business.

✅ Ideal for High-Risk and High-Growth Businesses
From CBD and nutraceuticals to digital services and coaching, we support industries that traditional processors shy away from. Paygen makes ACH debit and credit transactions easy, even for businesses considered high-risk.

✅ Full Support for ACH Credit & Debit
Whether you’re pulling funds from customers (ACH debit) or sending payouts to partners or vendors (ACH credit), we provide a seamless way to manage it all in one platform.

✅ eCheck Payment Compatibility
Don’t want to require login to online banking? No problem. Our eCheck payment solution lets your customers pay using just their routing and account number — making the checkout process fast and intuitive.

🔁 ACH Payment vs. eCheck: What’s the Difference?

Both ACH and eCheck payments move funds electronically between banks. The main difference is the method of initiation. ACH payments are usually processed in batches and scheduled ahead, while eChecks are digital versions of paper checks, offering a familiar experience with faster clearing times.

With Paygen, you can accept both — giving your clients flexibility and giving you more ways to get paid.

🚀 Fast, Flexible, and Secure

• Quick onboarding – Get approved and start processing in days
• NACHA-compliant – Stay on top of industry security standards
• API & hosted checkout options – Easy integration for any business model
• Same-day ACH available (optional) – For even faster settlement

👌 Who is This For?

• Service-based businesses & consultants
• Subscription models & SaaS platforms
• High-risk merchants (CBD, supplements, coaching, etc.)
• E-commerce stores with high-value products
• B2B vendors and enterprise platforms

✅ Get Started with Paygen Today

If you’re ready to accept ACH payments, bank debits, or eCheck payments with no volume caps, high ticket size limits, and simple pricing — Paygen is the right partner.

👉 Click here to apply or contact us for a custom ACH or eCheck solution built around your business.

Paygen – Smart Payment Processing and Gateway Services
Your trusted partner for ACH credit, ACH debit, and eCheck payment processing with unlimited volume and high-value support.